How do you teach your child to plan for the future in a society that values instant gratification? Society says: If you want a big screen TV, put it on your credit card. If you want a new house, get a huge mortgage that you can just barely afford. Kids imitate what adults do. You, the adult, have to set an example for your child. Kids need to understand the consequences of good and bad planning. Good planning means setting money aside on a weekly or monthly basis for that big ticket item you want. Bad planning refers to being in debt up  to your ears. What example are you going to set for your child? Read More